Star Mortgage & Insurance
Home / Mortgage
Mortgage & lending

Make your mortgage work for today.

Review your existing lending and explore whether changing lenders suits your circumstances.

Refinance, with your plans in mind.

Your needs can change over the life of a mortgage. Discuss your current balance, loan structure, repayments and future plans before considering a move.

Compare any potential benefits with early repayment charges, legal costs and other switching fees. Refinancing is subject to a new lending assessment.

What we can discuss

  • Loan structure review
  • Switching costs
  • Repayment options

Your next steps

  1. Tell the team about your circumstances and goals.
  2. Discuss relevant options, requirements and costs.
  3. Review the information before deciding how to proceed.
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Useful to know

Your questions, a clearer starting point.

What should I bring to the first conversation?

Information about your income, commitments, deposit, existing loans and property plans is a useful starting point. Your adviser will explain what is needed for your circumstances.

Is refixing the same as refinancing?

No. Refixing chooses a new fixed-rate period for your existing loan. Refinancing usually means moving lending to another lender and may involve assessment and switching costs.

Does advice cost anything?

Advice is generally paid for through lender commission. Fees can apply in some circumstances. Read the mortgage disclosure and discuss applicable costs with your adviser.