Mortgage & lending

From plans to a place of your own.

Finance support for building, land-and-build arrangements and turn-key homes.

Construction Loans, with your plans in mind.

Construction finance needs to work alongside your building contract and project programme. Discuss land acquisition, staged payments and the funding needed at each stage.

Drawdown requirements, valuations and payment stages depend on the lender and your contract. Prepare your plans, budget and construction agreement for the initial conversation.

What we can discuss

  • Land and build
  • Progress payments
  • Turn-key homes

Your next steps

  1. Tell the team about your circumstances and goals.
  2. Discuss relevant options, requirements and costs.
  3. Review the information before deciding how to proceed.
Apply Now Talk to our advisor
Useful to know

Your questions, a clearer starting point.

What should I bring to the first conversation?

Information about your income, commitments, deposit, existing loans and property plans is a useful starting point. Your adviser will explain what is needed for your circumstances.

Is refixing the same as refinancing?

No. Refixing chooses a new fixed-rate period for your existing loan. Refinancing usually means moving lending to another lender and may involve assessment and switching costs.

Does advice cost anything?

Advice is generally paid for through lender commission. Fees can apply in some circumstances. Read the mortgage disclosure and discuss applicable costs with your adviser.