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Mortgage & lending · Auckland

Discover your
lending potential.

Lending support for your home, business and property development. Explore your options with a team that starts by understanding your plans.

Start a lending conversation

Request a call from our team. Call 09 4800 488 if you prefer. Privacy information.

Your next move, considered

From first homes to development projects, find the right starting point.

HomeYour next chapter
BusinessYour growth plans
PropertyYour development vision
ReviewYour existing mortgage
Smart planning tools

Calculate your mortgage repayments.

Adjust the loan amount, term and interest rate to explore an illustrative repayment estimate.

1 year30 years
Repayment frequency

The rate is a planning input, not a current lender offer. This estimate assumes a constant rate, regular principal-and-interest repayments and no fees.

Estimated repayment
$5,096 per month
Total loan repayments
Total interest
Principal

For an assessment of your situation, speak with the mortgage team. This is an estimate, not a loan approval or financial recommendation.

Talk to our advisor
Tailored financial solutions

Comprehensive lending for every stage.

From stepping into your first home to building your next project.

Home Loans

Explore borrowing for your first home, next home or investment property.

  • First-home buyers
  • Moving home
  • Investment property
Explore Home Loans

Refinance

Review your existing lending and explore whether changing lenders suits your circumstances.

  • Loan structure review
  • Switching costs
  • Repayment options
Explore Refinance

Interest Refix

Review available rate and term options before your fixed-rate period ends.

  • Fixed-term review
  • Rate and term options
  • Changing circumstances
Explore Interest Refix

Construction Loans

Finance support for building, land-and-build arrangements and turn-key homes.

  • Land and build
  • Progress payments
  • Turn-key homes
Explore Construction Loans

Commercial Property Loans

Explore lending for commercial property and business investment.

  • Commercial property
  • Purchase and expansion
  • Funding structures
Explore Commercial Property Loans

Business Loans

Discuss finance for purchases, growth, equipment or working capital.

  • Business purchases
  • Equipment finance
  • Working capital
Explore Business Loans

Development Funding

Funding support for residential, commercial and industrial development.

  • Residential developments
  • Subdivisions
  • Project funding
Explore Development Funding
Why Star Mortgage

Your plans deserve a personal approach.

Get support from the initial discussion through to your next step.

01

Your circumstances first

Tell us about your goals, commitments and property plans so we can understand your needs.

02

Guidance through the process

Prepare your information, understand the lending requirements and discuss the steps ahead.

03

A team you can talk to

Reach the mortgage team by phone or email, or arrange a meeting at an Auckland office.

Useful to know

Your questions, a clearer starting point.

What should I bring to the first conversation?

Information about your income, commitments, deposit, existing loans and property plans is a useful starting point. Your adviser will explain what is needed for your circumstances.

Is refixing the same as refinancing?

No. Refixing chooses a new fixed-rate period for your existing loan. Refinancing usually means moving lending to another lender and may involve assessment and switching costs.

Does advice cost anything?

Advice is generally paid for through lender commission. Fees can apply in some circumstances. Read the mortgage disclosure and discuss applicable costs with your adviser.

Let’s talk

Connect with our mortgage advisers.

Tell us what you would like help with. Call or email the team to discuss your plans and next steps.

Mortgage & lending09 4800 488info@smi.co.nz

Albany Office

17E Corinthian Drive,
Albany, Auckland 0632

Meet the team →

Start a conversation

Send an enquiry to our mortgage team. We’ll use your details to respond to your enquiry.

Please do not include medical records, banking details or identity documents. Read our privacy information.