Star Mortgage & Insurance
Home / Mortgage
Mortgage & lending

A home loan that fits your next chapter.

Explore borrowing for your first home, next home or investment property.

Home Loans, with your plans in mind.

Discuss your income, deposit and existing commitments so your adviser can help you understand borrowing options and a loan structure suited to your plans.

We can help you prepare your application, understand lender requirements and work through the process towards settlement. Approval and lending terms depend on the lender’s assessment.

What we can discuss

  • First-home buyers
  • Moving home
  • Investment property

Your next steps

  1. Tell the team about your circumstances and goals.
  2. Discuss relevant options, requirements and costs.
  3. Review the information before deciding how to proceed.
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Useful to know

Your questions, a clearer starting point.

What should I bring to the first conversation?

Information about your income, commitments, deposit, existing loans and property plans is a useful starting point. Your adviser will explain what is needed for your circumstances.

Is refixing the same as refinancing?

No. Refixing chooses a new fixed-rate period for your existing loan. Refinancing usually means moving lending to another lender and may involve assessment and switching costs.

Does advice cost anything?

Advice is generally paid for through lender commission. Fees can apply in some circumstances. Read the mortgage disclosure and discuss applicable costs with your adviser.